6-Month Expenditure Analysis & Budget Planner
Upload PDF bank statements, CSV exports, or enter transactions manually. Data is stored locally in your browser.
Upload PDF statements — text will be extracted and parsed for transactions.
Descriptions are auto-cleaned: POS/debit/credit prefixes stripped, truncated merchant names resolved, reference numbers removed. Original text preserved on hover.
Upload CSV exports from your bank. Map columns after upload.
Load pre-extracted transaction data from JSON files.
Add individual transactions manually.
| Date ⇅ | Description ⇅ | Amount ⇅ | Category ⇅ | Account ⇅ | Cardholder ⇅ | Context | Actions |
|---|
Daily totals for the current filtered transactions.
Detects matching transaction pairs across accounts (same amount, close dates) that represent money moving between your accounts rather than real expenses or income.
No confirmed transfers yet. Click "Scan for Transfers" to detect matching pairs.
Scans all stored transactions for duplicates (same date, amount, and similar description). Lets you review and remove them.
| Category | Total | % of Spending | Avg/Month | # Transactions |
|---|
| Merchant | Total Spent | # Transactions | Avg per Transaction | Category |
|---|
Based on your spending patterns, here are personalized recommendations to reduce expenses.
Set monthly budget targets per category. Targets are auto-populated from your average spending with a 10% reduction goal. Adjust as needed.
| Category | Avg Monthly Spend | Budget Target | Difference | Status |
|---|---|---|---|---|
| Total | $0.00 | $0.00 | $0.00 |
Model income scenarios, add projected expenses, and see how your savings grow over time. Uses your budget targets as the expense baseline.
Your projection uses the budget targets from the 🎯 Budget tab as the monthly expense baseline. Edit your budget there to update the projection here.
Define your income streams: regular paychecks, contract gigs, tips, etc. Each type calculates differently.
| On | Name | Type | Details | Monthly Est. | Notes | Actions |
|---|
Enter your current situation to calibrate the tax/deduction factor, then adjust rate or hours to project your new income.
Add expenses you're considering — a car payment, rent increase, new subscription — to see their impact on your projection.
| On | Name | Category | Monthly Amount | Starts | Ends | Notes | Actions |
|---|
Compare your actual historical income from transactions against your projected income assumptions.
| Month | Income | Budget Expenses | Scenario Expenses | Net Savings | Cumulative Balance |
|---|
Save snapshots of your income/expense setup to compare different plans side by side. Check 2 or more to compare.
Drag-and-drop unclassified transactions into category buckets, accept AI suggestions, or get more info via web search.